10 Things You Need to Know about Personal Injury Law


1. Personal injury law goes far beyond car accidents.

Although car accidents and other types of motor vehicle collisions make up a very large number of personal injury cases, personal injury law applies to any instance in which a person suffers harm due to the negligence of another individual or entity. Personal injury lawsuits may also relate to defective consumer products, accidents caused by unsafe premises, dog bites and wrongful death.

2. Insurance company settlement offers are not always honest.

Insurance providers often attempt to limit what they pay for medical expenses and other damages in the interest of protecting their own bottom lines. But undervaluing your claim can leave you facing immediate and long-term financial adversity, especially if you’re temporarily unable to work due to your injuries.

3. Working with an experienced lawyer makes a big difference.

Victims of severe injuries often find themselves facing tens of thousands of dollars in medical expenses, and may be unable to return to their jobs or require long-term rehabilitation. A personal injury claim led by an attorney who understands the physical, financial and mental hardships associated with severe injuries provides the best opportunity for receiving adequate compensation. Working with a lawyer can also relieve some of your personal stress, offer peace of mind, and allow you to focus on your recovery.

4. Your lawyer’s track record is key to success.

Personal Injury Lawyer Jason Harvey has an extensive record of success in personal injury cases, he is consistently recognized as one of the top attorneys in the province of Manitoba. Jason Harvey’s legal wisdom, medical knowledge and negotiating skills are backed by substantial trial experience, as well as the resources to thoroughly investigate and aggressively pursue your claim.

5. Compensation can be extensive.

Compensation in personal injury cases may include payment for:

  • Past and future medical costs
  • Loss of earnings
  • Property damage
  • Pain and suffering

In wrongful death cases, compensation may be awarded for damages including but not limited to:

  • Funeral and burial expenses
  • Loss of financial support and benefits
  • Related medical expenses incurred prior to death
  • Loss of companionship or consortium

Compensation varies widely depending on a number of individual circumstances, and your lawyer can help you understand how much your claim may be worth.

6. Every case is unique.

There are fundamental steps shared by all personal injury legal actions, but the claims themselves differ depending on the type of injury, the cause of the injury and other factors. Likewise, personal injury cases vary in duration and whether they may be settled or go to trial.

7. Some cases can take a long time to finish.

Burdened with mounting medical expenses and potentially unable to work, injury victims often feel pressured to take the first offer from insurance providers. Before accepting an initial settlement offer, it can be in your best interests to discuss your situation with an attorney who is aware of the challenges that confront injury victims. Many cases are fairly settled in a matter of months, but those that end up in the courtroom may require 12 months or longer in order to recover the financial security you need. Your attorney will personally discuss your expectations with you.

8. Cases may settle out of court or go to trial.

Most personal injury cases are settled out of court, either through negotiations with an insurance provider’s representation or through a mediation process. Our lawyers strive to achieve an agreeable and timely settlement on your behalf, but our attorneys also have the courtroom expertise necessary to take your case to trial when settlement offers are unjust.


9. Evidence and time.

In the event that another’s negligence caused you harm or resulted in the death of a loved one, it’s important to consult with a lawyer as soon as possible. The time to pursue legal action for compensation is bound by statutes of limitations, which are generally between two and three years from the date of the injury. It is also critical to collect as much evidence as you can to support your claim; your attorney can guide you through the information to gather, as well as help access any necessary law enforcement reports and medical records.

10. Most injury lawyers work on a contingent-fee basis.

If you’re researching personal injury attorneys, you’ve probably encountered the term “contingent fee.” We know that most clients can’t afford a lawyer who charges them by the hour, especially when medical expenses are mounting by the minute.Contact Attorney Jason Harvey today for a free case evaluation.

FTC Attorney Covers MLM Disclosures


FTC attorney Paul Brown reviews the importance of income disclosures in direct selling and multi-level marketing companies.

An earnings claim is a statement made by a company or its representative about the income an individual can earn from a business opportunity. The FTC requires any claims that are earning be presented in writing; any claims not supported by written documents are illegal. According to Mr.Brown, the Getting Claims Statement must contain:

The name of the individual making the claim and the date
The details of the claim
The beginning and ending date those gains were attained
The amount and percentage of your buyers who got
Any information about the buyers who got those results which may vary from would-be buyers – for example, where they’re located
If they ask for it a statement that would-be buyers can get written proof for your gains promises,
Brown talked about how the FTC examines earnings claims to determine whether they comply with the rule. For example, Brown said that claims are regarded by consumers as representing an average, not a high. The consumer still expects to make the claimed sum even if the gains claimed are not guaranteed. Testimonials can also cause the consumer to infer particular results. Consumers, she said, will require the testimonial as a normal experience, not a particular case.

In addition, substantiation is essential when making claims. You can’t make a claim and try to support it afterwards. The supporting data must accompany the claim as part of the accompanying Earnings Claim Statement.

Brown additionally stressed the notion the impression you create is as important as the particular advice you provide. Under the law, deception by implication is not legal, also. Therefore, you should present the facts of the claim clearly and in context, you have to substantiate the claim in writing, and the claim must represent typical, not unique, results.

One additional, and very important, item to remember is that a business is responsible for the statements. Independent Distributor status doesn’t protect a business, Brown said, noting a substantial amount of case law supports this position.

Credit Repair Tips For Improving FICO Scores

The process of repairing credit is often equated with weight loss. To improve your credit report, enough amount of time must be invested. It is not possible to find any quick way for credit repair. Due credit repair tips of quick fix nature, ineffective results can be noticed. Therefore, it is necessary to stay focused while implementing a tip from the best in the business Credit Repair Dallas. It has been advised to manage the situation over a period of time. In the beginning, importance must be given on the credit history. As a result of improvement in credit history, excellent credit score can be obtained naturally.
By following the tips below, credit repair can be ensured.
Examine The Credit Report properly: From the credit report, the process of repairing credit can begin effectively. Free copy of credit report can be asked from the respective authority in order to ensure about the results. According to the credit repair tips, reports must be checked thoroughly for detection of errors. Financial records and data are generally used to calculate the credit score. Therefore, incorrect scores are observed due to inappropriate information. It is important to look if any reports are written wrongly. Information about opening an account must be given adequately as well. If there is any false information then you can ask the credit bureau to correct it.
Maintaining system of payment remainders: Credit payment must be done on time in every given occasion. It plays an important on the formation of credit scores. Remainder is often given by the bank or other financial institutions through the online platforms, messages or mails. Therefore, you can know about a payment prior to the due date. By debiting the payment automatically to the account, it becomes possible to eliminate issues related to late fee. It is certainly one of the essential credit repair tips. Due to this strategy, minimum payments can be observed through the credit cards.
Reduction of debt amount: The process of decreasing debt amount is not very easy. However, it is certainly considered as a satisfactory experience. It seems like an achievement in most occasions. For the purpose, credit card must be utilized lesser number of times. Based on credit report, list must be made about the accounts. Financial statement with the each account can be checked online. In this way, it becomes possible to know about the debt against each account. In addition, information about the interest can be discerned properly. Credit plans must be created in order to pay the credit amount for an account that has been charging optimum amount of interest. During this time minimum payment must be done for other accounts.
Stay current with a missed payment: Problems with the credit score can be observed if you miss a payment. If you take more time to pay the bills the credit performance can be decreased further. Therefore, payment must be done as soon as you realize that you have missed it.
Above credit repair tips must be practiced to enjoy a good credit score and credit report.